What is a Line of Credit?

A Line of Credit is a financing option offered to customers holding the El Corte Inglés Card. Using this card, you can accumulate purchases during a limited time period at the El Corte Inglés departments and member establishments that accept this payment method.

What is a credit limit?

A credit limit is the maximum pre-assigned available amount designated for opening a Line of Credit, assuming you meet specific requirements established by our Risk department.

What is the availability period?

The availability period is the time period during which you can accumulate purchases with the contracted Line of Credit.

Until what point can I change the payment method?

The payment method for a Line of Credit can be changed up to the closing date as designated in the Financing Plan.

When is a Line of Credit considered to be open?

A Line of Credit is considered to be open starting on the sign-up date to the closing date, when the Financing Plan comes into effect.

When is a Line of Credit considered to be closed?

The Line of Credit is considered to be closed once the Financing Plan comes into effect.

Does the Line of Credit have interest charges?

The Line of Credit will have interest charges according to the financing modality you choose.

8 topics in this section

What is a Line of Credit?
A Line of Credit is a financing option offered to customers holding the El Corte Inglés Card. Using this card, you can accumulate purchases during a limited time period at the El Corte Inglés departments and member establishments that accept this payment method.
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What is a credit limit?
A credit limit is the maximum pre-assigned available amount designated for opening a Line of Credit, assuming you meet specific requirements established by our Risk department.
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What is the availability period?
The availability period is the time period during which you can accumulate purchases with the contracted Line of Credit.
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Until what point can I change the payment method?
The payment method for a Line of Credit can be changed up to the closing date as designated in the Financing Plan.
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When is a Line of Credit considered to be open?
A Line of Credit is considered to be open starting on the sign-up date to the closing date, when the Financing Plan comes into effect.
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When is a Line of Credit considered to be closed?
The Line of Credit is considered to be closed once the Financing Plan comes into effect.
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Does the Line of Credit have interest charges?
The Line of Credit will have interest charges according to the financing modality you choose.
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Does the Line of Credit have any other associated cost?
The Line of Credit is subject to a small administrative fee, depending on the financed amount. See fees.
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Help topics: Credit Line